Medical bill negotiation is one effective way to reduce medical debt. This page provides tips and resources on how to lower hospital bills through negotiation.
However, before negotiating that medical bill, make sure you have to pay it! Many patients don’t realize they may qualify for hospital financial assistance programs, also known as charity care. Nonprofit hospitals in the US are required to give free or reduced-cost care to lower and middle-income patients. You might be eligible for hospital financial assistance. Learn more about charity care here.
Dollar For believes a medical crisis shouldn’t become a financial crisis. We are a national nonprofit that helps patients apply for hospital debt forgiveness and eliminate medical bill–for free. Dollar For can check if your bill qualifies for debt forgiveness and help you submit an application to your hospital.
Our services are completely free–no strings attached. Learn what to expect when you get help from Dollar For.
If you don’t qualify for financial assistance, you can still lower your hospital bill with the help of a negotiation service.
Goodbill, our partner service, negotiates hospital bills for patients — whether you’re insured or uninsured. They’re experts in medical billing processes and patient rights, and have saved patients up to 95% on their hospital bills.
It’s risk-free and requires no upfront payment: Goodbill charges a percentage of savings, so it’s completely free unless they save you money.
Note: Goodbill is a for-profit company. Dollar For refers patients to Goodbill only in situations where we are not able to help patients with financial assistance. We believe their service is a reasonable, risk-free, lower-cost option to help patients crush medical bills.
If you don’t qualify for Dollar For or Goodbill’s services, or have a slightly more complicated case, try these options:
In 2022, Dollar For built and ran a pilot program to learn everything we could about negotiating hospital bills. While we no longer offer this service, we have built a library of tips we learned along the way. Check out our tips and advice on how you can work to lower your hospital bill.